We'll give you some of the basics to help you understand some popular questions. There's a lot to know about life insurance, but most people have no need to know it all. We hope you enjoy our site and take a moment to drop us a line too.
Yes! EVERYONE can qualify for coverage, no matter their health!
Yes! That is our main focus. As an employer provided benefit option, you can offer us to your employees, and we will work directly with them. Also, our benefits will stay with the employee after they retire! This will show them that you care about them and their families, even after retirement!
You can choose ANYONE you would like to receive the benefit money. Children, spouse, parents, grandparents, grandkids, extended family, close friends. You can also choose to have it split up between two or more people!
No! All you have to do is stop payment and the policy will lapse.
No! Its not like a cell phone or house payment. You will NEVER go to collections. If you stop payment, the policy will just lapse and it will be like you never had it in the first place.
Yes, BUT the contract is more for holding the insurance company accountable for paying your loved ones, than it is for you. It just states as long as you're making the payments, the company will pay the benefit amount to whoever you choose when something happens to you.
That just depends. You can take out a $2,000 policy, a $2,000,000+ policy or anywhere in between. What we do is, find out how much coverage you're wanting, and then we go to work finding the best carrier to provide it for you, at the cheapest rates available.
Yes! You can decide any date you want to make the payments on.
No! Money from a life insurance policy cliam is not taxable.
It will come as a regular check. All they have to do is deposit it and they will have the full amount in their bank account.
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